Entries by Legal Warranty

Chapter 7 Bankruptcy: Pros & Cons

You have exhausted all options.  You’ve reduced expenses, skipped meals, you’ve tried everything to save money but see no progress. Chapter 7 Bankruptcy could be a way out. But, how will it work for or against you?

Bankruptcy Cons: Here are 4 Reasons to Reconsider

For some, filing for bankruptcy will not only bring a lot of much needed relief, may actually seem like a smart financial step. Bankruptcy could clear away a lot of debt and truly provide a fresh start. However, there are situations where filing for bankruptcy can be a very bad idea. In this article I’ll […]

Top 5 Money Mistakes People Make With Their Tax Returns

If you’re expecting a tax refund this year, you’re not alone. In fact, estimates say that 8 out of 10 Americans will get a refund in 2018. While getting a large refund may feel like getting a bonus, it’s important to remember that it’s your money; you’ve just been loaning it to the federal government […]

How to Get a Good Credit Score (and Keep it!)

Maintaining a good credit score is more critical than ever. A good credit score enables you to obtain additional credit for important life purchases, such as a car or a home. You can often score better insurance rates with a high credit score, and forego deposits on your utilities the next time you move into […]

The 9 Best Free Budgeting Apps To Help You

Did you make a resolution to get control of your finances in 2018? If so, how’s it going? If you’re like most, it’s probably not going so well. It’s never too late though. The first thing you’ll need to do to get back on track is build a budget. This used to be a very […]