Unexpected financial hardship? Need extra money in your pocket? There will always be a tempting reason to make the minimum payment on your credit card bill, especially if you are dealing with high balance accounts. Don’t do it; here’s why.
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Entries by Legal Warranty
Not all bankruptcies are created equal. For most people, Chapter 7 is their first choice, while others pursue Chapter 13 Bankruptcy. Even in times of financial distress it is important to know which option suits you best.
You have exhausted all options. You’ve reduced expenses, skipped meals, you’ve tried everything to save money but see no progress. Chapter 7 Bankruptcy could be a way out. But, how will it work for or against you?
Millions of consumers feel threatened every year by collection calls. A debt attorney is best qualified to help you understand and protect your rights so you can fight back against harassing debt collectors in and out of court.
You start getting notices about an old debt you had already forgotten so you worry. Unscrupulous collection agencies can force you to pay for debts that are past the statute of limitations. If you don’t know your rights this can happen to you.
We know what you’re going through. A debt collector has contacted you with a debt that you are not sure is legitimate. You’re on a tight budget so paying right away is not an option. A debt validation letter might just be what you need.
For some, filing for bankruptcy will not only bring a lot of much needed relief, may actually seem like a smart financial step. Bankruptcy could clear away a lot of debt and truly provide a fresh start. However, there are situations where filing for bankruptcy can be a very bad idea. In this article I’ll […]
If you’re expecting a tax refund this year, you’re not alone. In fact, estimates say that 8 out of 10 Americans will get a refund in 2018. While getting a large refund may feel like getting a bonus, it’s important to remember that it’s your money; you’ve just been loaning it to the federal government […]
Maintaining a good credit score is more critical than ever. A good credit score enables you to obtain additional credit for important life purchases, such as a car or a home. You can often score better insurance rates with a high credit score, and forego deposits on your utilities the next time you move into […]
Did you make a resolution to get control of your finances in 2018? If so, how’s it going? If you’re like most, it’s probably not going so well. It’s never too late though. The first thing you’ll need to do to get back on track is build a budget. This used to be a very […]