If you’re expecting a tax refund this year, you’re not alone. In fact, estimates say that 8 out of 10 Americans will get a refund in 2018. While getting a large refund may feel like getting a bonus, it’s important to remember that it’s your money; you’ve just been loaning it to the federal government all year. Therefore, it’s important to think carefully about what you do with this money so it serves you best. Treating it as if it’s money that fell out of the sky and spending it without care is not a wise decision.Read more
Maintaining a good credit score is more critical than ever. A good
credit score enables you to obtain additional credit for important life
purchases, such as a car or a home. You can often score better insurance
rates with a high credit score, and forego deposits on your utilities
the next time you move into a new residence. Your credit score can even
affect your job prospects.
Did you make a resolution
to get control of your finances in 2018? If so, how’s it going? If
you’re like most, it’s probably not going so well. It’s never too late
though. The first thing you’ll need to do to get back on track is build a
budget. This used to be a very complex task; however, it’s now a breeze
thanks to budgeting and planning apps. By downloading the ideal budget
app for your needs, you can formulate a plan to pay off debt, save
money, and budget for future expenses.
With the coming of the
spring season comes a feeling, among most people, of renewal and of
starting fresh. After the long, cold winter, it’s only natural to want
to break out of the doldrums and get a new start. That’s why many people
love to do a complete spring cleaning (including their finances), or
take on special projects they’ve been putting off. It’s a time of
change, and there’s no better time to put together a plan to save some
money. It’s time to harness that spring fever to make a positive change
in your financial picture!