Posts



Credit Card Minimum Payment: How It Can Ruin You

 

Unexpected financial hardship? Need extra money in your pocket? There will always be a tempting reason to make the minimum payment on your credit card bill, especially if you are dealing with high balance accounts. Don’t do it; here’s why.

Read more

Chapter 13 Bankruptcy vs Chapter 7 Explained

Not all bankruptcies are created equal. For most people, Chapter 7 is their first choice, while others pursue Chapter 13 Bankruptcy. Even in times of financial distress it is important to know which option suits you best.

Read more

Chapter 7 Bankruptcy: Pros & Cons

You have exhausted all options.  You’ve reduced expenses, skipped meals, you’ve tried everything to save money but see no progress. Chapter 7 Bankruptcy could be a way out. But, how will it work for or against you?

Read more

Debt Lawyer: Top 4 Reasons to Seek Help

Millions of consumers feel threatened every year by collection calls.  A debt attorney is best qualified to help you understand and protect your rights so you can fight back against harassing debt collectors in and out of court.

Read more

Statute Of Limitations On Debt: What You Ought To Know

You start getting notices about an old debt you had already forgotten so you worry. Unscrupulous collection agencies can force you to pay for debts that are past the statute of limitations. If you don’t know your rights this can happen to you.

Read more

Debt Validation Letter: 4 Ways It Can Benefit You Now!

We know what you’re going through.  A debt collector has contacted you with a debt that you are not sure is legitimate.  You’re on a tight budget so paying right away is not an option. A debt validation letter might just be what you need.

Read more

Bankruptcy Cons: Here are 4 Reasons to Reconsider

For some, filing for bankruptcy will not only bring a lot of much needed relief, may actually seem like a smart financial step. Bankruptcy could clear away a lot of debt and truly provide a fresh start. However, there are situations where filing for bankruptcy can be a very bad idea. In this article I’ll discuss 4 scenarios where filing for bankruptcy can end up being more trouble than it’s worth.

Read more

How to Get a Good Credit Score (and Keep it!)

Maintaining a good credit score is more critical than ever. A good
credit score enables you to obtain additional credit for important life
purchases, such as a car or a home. You can often score better insurance
rates with a high credit score, and forego deposits on your utilities
the next time you move into a new residence. Your credit score can even
affect your job prospects.

Read more

Top 3 Bankruptcy Articles of 2017 by National Debt Relief

According to Experian, consumer debt has risen 3% over last year,
soaring well over the $1 trillion mark. With personal debt continuing to
skyrocket, more and more consumers are turning to bankruptcy to ease
their financial burden. For some, bankruptcy may be the right decision,
but it’s not a decision to take lightly. It may sound like a quick fix
to all your financial problems, but a bankruptcy can cause severe damage
to your ability to obtain credit long into the future.

Read more